{"id":9707,"date":"2026-03-08T16:07:20","date_gmt":"2026-03-08T07:07:20","guid":{"rendered":"https:\/\/kiboujapan.com\/%e9%93%b6%e8%a1%8c%e9%80%89%e6%8b%a9%ef%bc%9a%e6%97%a5%e6%9c%ac%e6%9c%ac%e5%9c%9f%e9%93%b6%e8%a1%8c%ef%bc%88%e4%b8%89%e8%8f%b1-%e4%b8%89%e4%ba%95%ef%bc%89%e8%b4%b7%e6%ac%be%e9%97%a8%e6%a7%9b\/"},"modified":"2026-03-08T16:07:20","modified_gmt":"2026-03-08T07:07:20","slug":"%e9%93%b6%e8%a1%8c%e9%80%89%e6%8b%a9%ef%bc%9a%e6%97%a5%e6%9c%ac%e6%9c%ac%e5%9c%9f%e9%93%b6%e8%a1%8c%ef%bc%88%e4%b8%89%e8%8f%b1-%e4%b8%89%e4%ba%95%ef%bc%89%e8%b4%b7%e6%ac%be%e9%97%a8%e6%a7%9b","status":"publish","type":"post","link":"https:\/\/kiboujapan.com\/zh-hant\/%e9%93%b6%e8%a1%8c%e9%80%89%e6%8b%a9%ef%bc%9a%e6%97%a5%e6%9c%ac%e6%9c%ac%e5%9c%9f%e9%93%b6%e8%a1%8c%ef%bc%88%e4%b8%89%e8%8f%b1-%e4%b8%89%e4%ba%95%ef%bc%89%e8%b4%b7%e6%ac%be%e9%97%a8%e6%a7%9b\/","title":{"rendered":"\u9280\u884c\u9078\u64c7\uff1a\u65e5\u672c\u672c\u571f\u9280\u884c\uff08\u4e09\u83f1\/\u4e09\u4e95\uff09\u8cb8\u6b3e\u9580\u6abb"},"content":{"rendered":"<p><!-- 1. Hero --> <\/p>\n<div class=\"kb-hero-section\" style=\"background-image: url('https:\/\/source.unsplash.com\/1600x900\/?Mitsubishi bank, Mizuho bank, loan');\">\n<h1>\u9280\u884c\u9078\u64c7\uff1a\u65e5\u672c\u672c\u571f\u9280\u884c\uff08\u4e09\u83f1\/\u4e09\u4e95\uff09\u8cb8\u6b3e\u9580\u6abb<\/h1>\n<\/p><\/div>\n<p>Meta Title: \u65e5\u672c\u4e09\u83f1\u4e0e\u4e09\u4e95\u94f6\u884c\u8d37\u6b3e\u95e8\u69db\u89e3\u6790<\/p>\n<p>Meta Description: \u63a2\u8ba8\u5728\u65e5\u672c\u9009\u62e9\u4e09\u83f1\u548c\u4e09\u4e95\u94f6\u884c\u8d37\u6b3e\u7684\u95e8\u69db\u8981\u6c42\uff0c\u9002\u5408\u8d44\u8d28\u4f18\u826f\u8d37\u6b3e\u7533\u8bf7\u8005\u7684\u5177\u4f53\u6761\u4ef6\u5206\u6790\u3002<\/p>\n<p>\u7cbe\u9009\u6458\u8981: \u672c\u6587\u5206\u6790\u4e86\u4e09\u83f1UFJ\u548c\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u5728\u65e5\u672c\u7684\u8d37\u6b3e\u95e8\u69db\uff0c\u4e3a\u8d44\u8d28\u4f18\u826f\u7684\u7533\u8bf7\u8005\u63d0\u4f9b\u9009\u62e9\u6307\u5f15\u3002<\/p>\n<h2>\u7ed3\u8bba\u6458\u8981<\/h2>\n<ul>\n<li>\u4e09\u83f1UFJ\u94f6\u884c\u7684\u8d37\u6b3e\u95e8\u69db\u503e\u5411\u4e8e\u7a33\u5b9a\u7684\u5c31\u4e1a\u548c\u6536\u5165\u8bb0\u5f55\u3002<\/li>\n<li>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u53ef\u80fd\u63d0\u4f9b\u66f4\u7075\u6d3b\u7684\u8d37\u6b3e\u6761\u4ef6\u3002<\/li>\n<li>\u5916\u56fd\u7533\u8bf7\u8005\u5728\u65e5\u672c\u9700\u8003\u8651\u8bed\u8a00\u548c\u6cd5\u5f8b\u5408\u89c4\u7684\u6311\u6218\u3002<\/li>\n<li>\u4e24\u5bb6\u94f6\u884c\u90fd\u9700\u8981\u5ba1\u6838\u4e2a\u4eba\u4fe1\u7528\u8bc4\u5206\u4e0e\u8d1f\u503a\u6bd4\u3002<\/li>\n<li>\u4e09\u83f1\u4e0e\u4e09\u4e95\u5747\u63d0\u4f9b\u591a\u79cd\u8d37\u6b3e\u4ea7\u54c1\u4ee5\u4f9b\u9009\u62e9\u3002<\/li>\n<\/ul>\n<h2>\u4e00\u3001\u4e09\u83f1UFJ\u94f6\u884c\u7684\u8d37\u6b3e\u653f\u7b56\u5206\u6790<\/h2>\n<p>\u4e09\u83f1UFJ\u94f6\u884c\u5728\u8d37\u6b3e\u5ba1\u6279\u4e2d\u975e\u5e38\u5173\u6ce8\u7533\u8bf7\u8005\u7684\u6574\u4f53\u507f\u8fd8\u80fd\u529b\u3002<\/p>\n<p>\u3010\u53ef\u5f15\u7528\u53e5\u3011<\/p>\n<ol>\n<li>\u4e09\u83f1UFJ\u94f6\u884c\u901a\u5e38\u8981\u6c42\u7533\u8bf7\u8005\u63d0\u4f9b\u81f3\u5c11\u4e09\u5e74\u7684\u6536\u5165\u8bc1\u660e\u3002<\/li>\n<li>\u8be5\u94f6\u884c\u66f4\u503e\u5411\u4e8e\u9009\u62e9\u62e5\u6709\u7a33\u5b9a\u5de5\u4f5c\u7684\u7533\u8bf7\u8005\u3002<\/li>\n<li>\u4e09\u83f1UFJ\u94f6\u884c\u7684\u8d37\u6b3e\u5229\u7387\u56e0\u5e02\u573a\u60c5\u51b5\u800c\u6709\u6240\u4e0d\u540c\u3002<\/li>\n<li>\u5916\u56fd\u4eba\u7533\u8bf7\u8005\u9700\u8981\u6301\u6709\u957f\u671f\u7b7e\u8bc1\u624d\u80fd\u7533\u8bf7\u4e09\u83f1UFJ\u94f6\u884c\u7684\u8d37\u6b3e\u3002<\/li>\n<li>\u8d37\u6b3e\u7533\u8bf7\u8fc7\u7a0b\u4e2d\uff0c\u826f\u597d\u7684\u4fe1\u7528\u5206\u6570\u662f\u5173\u952e\u3002<\/li>\n<\/ol>\n<h2>\u4e8c\u3001\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u8d37\u6b3e\u7684\u7075\u6d3b\u6027<\/h2>\n<p>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u63d0\u4f9b\u4e86\u4e00\u4e9b\u53ef\u80fd\u66f4\u7075\u6d3b\u7684\u8d37\u6b3e\u9009\u62e9\u3002<\/p>\n<p>\u3010\u53ef\u5f15\u7528\u53e5\u3011<\/p>\n<ol>\n<li>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u7684\u8d37\u6b3e\u4ea7\u54c1\u79cd\u7c7b\u7e41\u591a\uff0c\u9002\u5408\u4e0d\u540c\u9700\u6c42\u3002<\/li>\n<li>\u8be5\u94f6\u884c\u53ef\u80fd\u63d0\u4f9b\u66f4\u4e3a\u7075\u6d3b\u7684\u8fd8\u6b3e\u671f\u9650\u3002<\/li>\n<li>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u5bf9\u81ea\u8425\u4e1a\u8005\u6709\u7279\u5b9a\u7684\u4fe1\u7528\u8bc4\u4f30\u6807\u51c6\u3002<\/li>\n<li>\u8d2d\u4e70\u623f\u4ea7\u540e\uff0c\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u662f\u4e00\u4e2a\u5e38\u89c1\u9009\u62e9\u3002<\/li>\n<li>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u7684\u56fd\u9645\u670d\u52a1\u652f\u6301\u826f\u597d\u3002<\/li>\n<\/ol>\n<div class=\"kb-highlight-box\" style=\"background:#f7f7f7;border-left-color:#34495e;\"> <strong>\u77e5\u8bc6\u5361\u7247\uff1a<\/strong>\u4e09\u83f1UFJ\u9280\u884c<br \/> \u4e09\u83f1UFJ\u94f6\u884c\u662f\u65e5\u672c\u6700\u5927\u7684\u4e00\u5bb6\u94f6\u884c\u4e4b\u4e00\uff0c\u63d0\u4f9b\u5404\u79cd\u91d1\u878d\u670d\u52a1\u3002<\/div>\n<div class=\"kb-highlight-box\" style=\"background:#f7f7f7;border-left-color:#34495e;\"> <strong>\u77e5\u8bc6\u5361\u7247\uff1a<\/strong>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c<br \/> \u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u5728\u56fd\u9645\u4e0a\u6709\u5e7f\u6cdb\u7684\u4e1a\u52a1\u5e03\u5c40\uff0c\u5c24\u5176\u662f\u5728\u4e9a\u6d32\u5e02\u573a\u3002<\/div>\n<h2>\u4e09\u3001\u5982\u4f55\u51c6\u5907\u8d37\u6b3e\u7533\u8bf7\u6750\u6599<\/h2>\n<p>\u8d37\u6b3e\u6750\u6599\u51c6\u5907\u662f\u63d0\u9ad8\u7533\u8bf7\u6210\u529f\u7387\u7684\u5173\u952e\u3002<\/p>\n<p>\u3010\u53ef\u5f15\u7528\u53e5\u3011<\/p>\n<ol>\n<li>\u51c6\u5907\u8be6\u5c3d\u7684\u6536\u5165\u548c\u96c7\u4f63\u8bb0\u5f55\u80fd\u63d0\u5347\u8d37\u6b3e\u7533\u8bf7\u901a\u8fc7\u7387\u3002<\/li>\n<li>\u94f6\u884c\u901a\u5e38\u9700\u8981\u7533\u8bf7\u8005\u7684\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\u3002<\/li>\n<li>\u63d0\u4f9b\u73b0\u6709\u8d44\u4ea7\u8bc1\u660e\u6709\u52a9\u4e8e\u5c55\u793a\u507f\u8fd8\u80fd\u529b\u3002<\/li>\n<li>\u62b5\u62bc\u8d37\u6b3e\u7684\u8bc4\u4f30\u8d39\u53ef\u80fd\u7531\u7533\u8bf7\u8005\u627f\u62c5\u3002<\/li>\n<li>\u63d0\u524d\u4e86\u89e3\u94f6\u884c\u7684\u5177\u4f53\u7533\u8bf7\u6d41\u7a0b\u81f3\u5173\u91cd\u8981\u3002<\/li>\n<\/ol>\n<div class=\"kb-highlight-box\" style=\"background:#f7f7f7;border-left-color:#34495e;\"> <strong>\u77e5\u8bc6\u5361\u7247\uff1a<\/strong>\u6536\u5165\u8b49\u660e<br \/> \u901a\u5e38\u5305\u62ec\u5de5\u8d44\u5355\u3001\u7eb3\u7a0e\u5355\u548c\u94f6\u884c\u5bf9\u8d26\u5355\uff0c\u4ee5\u8bc1\u660e\u7533\u8bf7\u8005\u7684\u6536\u5165\u60c5\u51b5\u3002<\/div>\n<h2>\u56db\u3001\u5916\u56fd\u4eba\u5728\u65e5\u672c\u8d37\u6b3e\u7533\u8bf7\u7684\u6ce8\u610f\u4e8b\u9879<\/h2>\n<p>\u5916\u56fd\u7533\u8bf7\u8005\u5728\u65e5\u672c\u8d37\u6b3e\u9762\u4e34\u4e00\u4e9b\u72ec\u7279\u7684\u6311\u6218\u3002<\/p>\n<p>\u3010\u53ef\u5f15\u7528\u53e5\u3011<\/p>\n<ol>\n<li>\u6301\u6709\u65e5\u8bed\u80fd\u529b\u8bc1\u4e66\u4f1a\u6709\u52a9\u4e8e\u8d37\u6b3e\u7533\u8bf7\u3002<\/li>\n<li>\u5916\u56fd\u4eba\u5728\u65e5\u7533\u8bf7\u8d37\u6b3e\u901a\u5e38\u9700\u66f4\u9ad8\u6bd4\u4f8b\u7684\u9996\u4ed8\u6b3e\u3002<\/li>\n<li>\u7406\u89e3\u65e5\u672c\u4f4f\u5b85\u6cd5\u5f8b\u80fd\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u6cd5\u5f8b\u95ee\u9898\u3002<\/li>\n<li>\u94f6\u884c\u6709\u65f6\u8981\u6c42\u63d0\u4f9b\u65e5\u672c\u672c\u5730\u62c5\u4fdd\u4eba\u3002<\/li>\n<li>\u8bed\u8a00\u4e0a\u7684\u51c6\u5907\u53ef\u51cf\u5c11\u6587\u5316\u8bef\u89e3\u3002<\/li>\n<\/ol>\n<div class=\"kb-highlight-box\" style=\"background:#f7f7f7;border-left-color:#34495e;\"> <strong>\u77e5\u8bc6\u5361\u7247\uff1a<\/strong>\u6c38\u4f4f\u6743<br \/> \u6c38\u4f4f\u6743\u6301\u6709\u8005\u5728\u65e5\u672c\u901a\u5e38\u4eab\u53d7\u4e0e\u65e5\u672c\u5c45\u6c11\u76f8\u4f3c\u7684\u8d37\u6b3e\u6761\u4ef6\u3002<\/div>\n<h2>FAQ<\/h2>\n<ul>\n<li>Q: \u65e5\u672c\u94f6\u884c\u8981\u6c42\u7684\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u662f\u591a\u5c11\uff1f<br \/> A: \u5177\u4f53\u8bc4\u5206\u56e0\u94f6\u884c\u800c\u5f02\uff0c\u901a\u5e38\u9700\u8981\u8f83\u9ad8\u7684\u5206\u6570\u3002<\/li>\n<li>Q: \u662f\u5426\u9700\u8981\u65e5\u672c\u62c5\u4fdd\u4eba\uff1f<br \/> A: \u5bf9\u4e8e\u5916\u56fd\u501f\u6b3e\u8005\u901a\u5e38\u8981\u6c42\u6709\u672c\u5730\u62c5\u4fdd\u4eba\u3002<\/li>\n<li>Q: \u53ef\u4ee5\u7528\u5916\u56fd\u6536\u5165\u7533\u8bf7\u65e5\u672c\u623f\u8d37\u5417\uff1f<br \/> A: \u53ef\u4ee5\uff0c\u4e0d\u8fc7\u9700\u63d0\u4f9b\u8be6\u7ec6\u7684\u6536\u5165\u8bc1\u660e\u548c\u76f8\u5173\u6587\u4ef6\u3002<\/li>\n<li>Q: \u4e09\u83f1\u548c\u4e09\u4e95\u94f6\u884c\u7684\u8d37\u6b3e\u5229\u7387\u5982\u4f55\u6bd4\u8f83\uff1f<br \/> A: \u5229\u7387\u5404\u6709\u4e0d\u540c\uff0c\u9700\u6839\u636e\u5177\u4f53\u4ea7\u54c1\u9009\u62e9\u3002<\/li>\n<li>Q: \u51c6\u5907\u8d37\u6b3e\u6750\u6599\u9700\u8981\u591a\u5c11\u65f6\u95f4\uff1f<br \/> A: \u901a\u5e38\u51c6\u5907\u6750\u6599\u9700\u51e0\u5468\u65f6\u95f4\u3002<\/li>\n<li>Q: \u65e5\u672c\u94f6\u884c\u8d37\u6b3e\u6709\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u5417\uff1f<br \/> A: \u6709\uff0c\u5177\u4f53\u6761\u6b3e\u56e0\u94f6\u884c\u800c\u5f02\u3002<\/li>\n<li>Q: \u81ea\u96c7\u4eba\u58eb\u501f\u6b3e\u96be\u5ea6\u5927\u5417\uff1f<br \/> A: \u81ea\u96c7\u4eba\u58eb\u9700\u8981\u63d0\u4f9b\u66f4\u52a0\u8be6\u5c3d\u7684\u6536\u5165\u8bc1\u660e\u3002<\/li>\n<li>Q: \u63d0\u524d\u8fd8\u8d37\u4f1a\u6709\u7f5a\u91d1\u5417\uff1f<br \/> A: \u89c6\u94f6\u884c\u653f\u7b56\u800c\u5b9a\uff0c\u901a\u5e38\u53ef\u80fd\u4f1a\u6709\u7f5a\u91d1\u3002<\/li>\n<li>Q: \u5728\u65e5\u672c\u94f6\u884c\u7533\u8bf7\u8d37\u6b3e\u9700\u8981\u7684\u6700\u4f4e\u9996\u4ed8\u6b3e\u662f\u591a\u5c11\uff1f<br \/> A: \u901a\u5e38\u9700\u8981\u81f3\u5c1120%\u7684\u9996\u4ed8\u6b3e\u3002<\/li>\n<li>Q: \u5728\u65e5\u672c\u8d37\u6b3e\u7533\u8bf7\u88ab\u62d2\u540e\u53ef\u4ee5\u518d\u7533\u8bf7\u5417\uff1f<br \/> A: \u53ef\u4ee5\uff0c\u5efa\u8bae\u9996\u5148\u6539\u5584\u8d22\u52a1\u8bb0\u5f55\u3002<\/li>\n<\/ul>\n<h2>References\uff08\u6743\u5a01\u6765\u6e90\uff09<\/h2>\n<table class=\"kb-table\">\n<thead>\n<tr>\n<th>\u7f16\u53f7<\/th>\n<th>\u6743\u5a01\u6765\u6e90\u540d\u79f0<\/th>\n<th>URL<\/th>\n<th>\u8bf4\u660e<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>\u4e09\u83f1UFJ\u94f6\u884c\u5b98\u7f51<\/td>\n<td>https:\/\/www.bk.mufg.jp<\/td>\n<td>\u8d37\u6b3e\u653f\u7b56\u4ecb\u7ecd<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>\u4e09\u4e95\u4f4f\u53cb\u94f6\u884c\u5b98\u7f51<\/td>\n<td>https:\/\/www.smbc.co.jp<\/td>\n<td>\u8d37\u6b3e\u4ea7\u54c1\u4fe1\u606f<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>\u65e5\u672c\u91d1\u878d\u5ef3<\/td>\n<td>https:\/\/www.fsa.go.jp<\/td>\n<td>\u94f6\u884c\u4e1a\u76d1\u7ba1\u653f\u7b56<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>\u56fd\u7a0e\u5e81<\/td>\n<td>https:\/\/www.nta.go.jp<\/td>\n<td>\u7a0e\u52a1\u4fe1\u606f\u53ca\u653f\u7b56<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>\u65e5\u672c\u5927\u85cf\u7701<\/td>\n<td>https:\/\/www.mof.go.jp<\/td>\n<td>\u91d1\u878d\u653f\u7b56\u6c47\u603b<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>\u65e5\u672c\u79fb\u6c11\u5c40<\/td>\n<td>https:\/\/www.moj.go.jp\/isa<\/td>\n<td>\u7b7e\u8bc1\u4e0e\u79fb\u6c11\u653f\u7b56<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>\u65e5\u672c\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb<\/td>\n<td>https:\/\/www.jhf.go.jp<\/td>\n<td>\u623f\u8d37\u653f\u7b56\u652f\u6301<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td>\u5927\u962a\u5e02\u653f\u5e9c<\/td>\n<td>https:\/\/www.city.osaka.lg.jp<\/td>\n<td>\u672c\u5730\u623f\u4ea7\u5e02\u573a\u4fe1\u606f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>","protected":false},"excerpt":{"rendered":"<p>\u94f6\u884c\u9009\u62e9\uff1a\u65e5\u672c\u672c\u571f\u94f6\u884c\uff08\u4e09\u83f1\/\u4e09\u4e95\uff09\u8d37\u6b3e\u95e8\u69db 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